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YU Social Science Rosen Textbook Chapter Summary Paper

YU Social Science Rosen Textbook Chapter Summary Paper


Canadian Public Pension System:

The Canadian public pension system consists of several key programs aimed at providing income security to retirees and individuals with disabilities. These programs are administered by the federal government and include the following:

  1. Canada Pension Plan (CPP): The CPP is a contributory, earnings-based pension plan that provides retirement and disability benefits to eligible Canadians. Workers and employers make contributions, and the benefits received in retirement are based on the individual’s contributions and earnings history.
  2. Old Age Security (OAS): OAS is a basic pension that provides financial support to Canadians aged 65 and older. Eligibility for OAS is based on residency and years of residence in Canada. OAS benefits are not income-tested.
  3. Guaranteed Income Supplement (GIS): GIS is a means-tested program that provides additional financial assistance to low-income seniors who receive OAS. The amount of GIS benefit depends on the recipient’s income and marital status.

Cost and Performance Statistics:

To provide cost and performance statistics for the Canadian public pension system, you may need to consult specific data sources or the textbook itself. Generally, you can look for information on:

  • The total cost of administering and funding these programs.
  • The number of beneficiaries and their demographic profiles.
  • The financial health and sustainability of the CPP.
  • Any recent reforms or changes to the pension system.

Personal Questions/Comments/Opinions:

In a separate section, you can add your personal questions, comments, and opinions related to the readings. Here are some sample questions and comments you might consider:

  1. Question: How have recent demographic changes in Canada, such as an aging population, affected the long-term sustainability of the Canadian public pension system?
  2. Comment: It’s interesting to see how GIS serves as a safety net for low-income seniors. I wonder if there are any discussions on potential improvements to ensure that vulnerable seniors receive adequate support.
  3. Opinion: In my opinion, the CPP’s earnings-based approach encourages personal responsibility for retirement planning. However, I’m curious about the potential for expanding access to retirement savings options for self-employed individuals who may not benefit from traditional workplace pensions.

Remember to formulate your questions, comments, and opinions based on your understanding of the readings and any relevant class discussions or materials.

YU Social Science Rosen Textbook Chapter Summary Paper

Question Description

I’m trying to study for my Social Science course and I need some help to understand this question.


1. Prepare a summary of pages 229-237 of Chapter 11 (Public Pensions) of the 5th Edition Rosen textbook.
List important features of the Canadian public pension system. State some overall cost and performance statistics for it.
2. Add a few (typed) personal questions / comments / opinions of your own related to the readings in a separate section.
The discussions will be centred on reform, dealing with existing problems in the public pension expenditure system by changing / adding / subtracting features.

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